Auto Insurance
No one can predict exactly how much they would have to pay in the event of an auto accident.  That’s why carrying auto insurance is so important when protecting yourself and others.  Automobile Insurance is designed to help you financially cover potential auto-related injuries, loss, and damages.  It also protects you in the event of an automobile-related lawsuit.

Homeowners Insurance
Your home may be the biggest investment you will ever make.  For that reason, it is so important to protect your investment from various risks it might face.  Homeowners Insurance not only protects your home and personal property, but also your financial obligations resulting from in the event someone is injured on your property.    

Commercial Package Policy
Every business has its own unique needs and coverage’s.  Many businesses own buildings and other business personal property that requires the same protection as a homeowner.  Commercial Business Insurance provides coverage in the event of an accident, crime, or lawsuit.  Owning a Commercial package policy allows most businesses to cover their major risk exposures under one policy. 

Life Insurance
Although you may not think it, your ability to earn income is a significant asset to your family. Life Insurance is designed to protect your family from financial losses and replaces lost income your family would need to maintain their standard of living.  The death benefit may also be needed to pay off a mortgage loan and other debts, pay funeral costs, or create a fund for your children’s education.  In exchange for timely premiums, the insurance company promises to pay your beneficiary a specific amount of money when you die.

Specialty Lines
Marine Insurance: a boat owner’s policy can insure you financially against most risks associated with owning and operating a boat, its motor and its trailer.  These risks can include sinking, capsizing, fire, and theft.  It can also protect you against a liability lawsuit should someone be injured by your boat or damage to their property.
We can also insure:

• Motorcycles
• Snowmobiles
• Jet Skis
• Recreational Vehicles

Personal Umbrella
Our society has seen its fair share of lawsuits, some frivolous, some deserved, and some down right disheartening. To adequately protect yourself from some unforeseen liability disaster, consider a personal umbrella policy. An umbrella policy will protect you in the event that you are liable for the death or serious injury of another. The coverage will act as an umbrella of protection over all of your assets, and will be set to aid you in the event of a law suit. Often carried at a one million dollar limit, but extended much higher in needed cases, this policy will protect everything that you have worked to build and achieve. Talk to your agent to see if an umbrella is right for you.